Genius Saving Account

Better interest on your deposits

  • Free Savings
  • Administration
  • Delivery statements

With a Savings Account, you get better interest on your deposits than with a current account, and you can use your money whenever you need.

Saving Account Benefits

  • Free Savings Account administration
  • Free delivery of electronic statements
  • Automatic transfers between your savings and current account set up and settled free of charge

And on top of that:

  • You are not bound by any termination periods or dates
  • You do not need to put down any minimum deposit
  • You have all of the transactions in your account under control, with a regular electronic statement or by post
  • Your deposit is insured by law

Save Without Worries

Money can be transferred from your current account automatically (the amount transferred must exceed CZK 100/day), so you save without having to worry about anything.

Should the balance of your current account drop below the limit you set (not required if you have an Overdraft Flexikredit, your current account is automatically topped up from your Savings Account.

The daily balance of your Savings Account accrues an interest rate based on the current balance amount. Interest is posted monthly and becomes a part of the deposit.

Conditions for Obtaining a Savings Account

You can open a Genius Savings Account if you are a natural person older than 15 years and you have a current account open at MONETA Money Bank.

If you do not have a current account opened with us, you can open one at a MONETA Money Bank branch near you.

Documents Required

You will need the following to open a Savings Account:

  • Valid identification card
  • If you are a foreign national, you will need your valid passport or national ID card or a long-term residence permit

Contact Us

  • Book a Branch Visit

    Book a visit at a nearest
    MONETA Money Bank branch.


Debit Cards to the Accounts

Pay comfortably and safely for goods
and services. Now contactless.


Direct Banking

A perfect overview of your income
and expenditures anytime,


ATM Services

Bank machines for withdrawing cash
also offer many valuable services
that make your life easier.


Current Accounts

With our accounts, you can save
significantly on banking fees. Just
choose the right account for you.