Information about card payments in foreign currency

  • The Bank processes card payments in the appropriate currency of the account to which it has been issued. Payments in other currencies are converted based on the current exchange rates and according to the terms of Mastercard or Visa Card Association, including a surcharge listed below. Moneta Money Bank has no power over the rates of Mastercard and Visa Association.
  • To process foreign currency payments we use the current rates of Mastercard or Visa Association, increased by a surcharge of 3.2%.
  • The blocked amount after payment usually differs form the actually processed amount. This is due to the fact that the exchange rates on the date of blocking and on the date of processing differ.
  • The surcharge on the latest available exchange rate of the European Central Bank is based on the exchange rates of the Card Associations. The current surcharge rates on latest available exchange rates of the ECB can be found here.