Tom Account

Open your account via mobile phone

  • Get rid of the fees
    with Tom account
Download Application

Opening an account has never been easier. You can now open your account from the comforts of your home, just download the Smart Banka application and make a few necessary steps.

We will be happy to open the Tom account for you at our branch.

Get an advantageous interest rate on your account balance up to 3 % p. a. You can find more information here.

Not Our Client Yet? Open Tom via your Smart Phone or at our branch.

You can open your Tom account simply and quickly and get an interesting 3% interest rate.

What do you need? Just your smart phone with Android or iOS to download Smart Banka application by MONETA Money Bank and simply open the account via the application - debit card and internet banking included.
We will be happy to open the Tom account for you at our branch.

Benefits of Tom Account

We have a special promotion for you

Get an advantageous interest rate. With minimum income of CZK 15,000 a month and at least 10 payments by your debit card, you will get a 3 % interest rate on your balance of CZK 0 -100,000 in the next month. You can find more information and conditions of this promo event here.

Transactions and services

  • Quick account opening from your home or pretty much anywhere
  • Account maintenance free of charge
  • All withdrawals from MONETA Money Bank ATMs free of charge
  • All domestic incoming payments free of charge
  • All domestic outgoing one-off transactions made via internet banking and Smart Banka free of charge
  • Issuance, change or cancellation of a standing order or direct debit including “SIPO” payments via internet banking free of charge
  • One electronic bank statement a month free of charge
  • One debit card Standard free of charge
  • Opening and maintenance of Internet Banka and Smart Banka free of charge
  • Possibility to obtain Flexikredit for authorized overdraft – personal visit at a branch necessary

Payment cards

  • Debit payment card Standard
  • Rewards up to 30% for card payments in the bene+ partner network
  • Contactless payments

Instant access and overview of your finances

What do you need?

  • Open the Tom current account using Smart Banka application. The application can be downloaded here or in App Store or Google Play.
Download Smart Banka in Google Play Download Smart Banka in App Store
Download Smart Banka in Google Play Download Smart Banka in App Store

You can open the account, if

  • You are a Czech citizen older than 18 years
  • You have two valid identification documents (ID card, driving license or passport)
  • You have a current account with another bank in the Czech Republic, which you have opened at its branch
  • You are not a client of MONETA Money Bank

You can open the account via Smart Banka, if:

  • You are a Czech citizen older than 18 years
  • You have two valid identification documents (ID card, driving license or passport)
  • You have a current account with another CZ bank, which you have opened at its branch
  • You are not a client of MONETA Money Bank

If you are already a MONETA Money Bank client or prefer to open your account at a branch and you are over 18 years old, we can also advise you how the get this account. Visit us at the nearest branch or call us.

Each client can get only one Tom account.

 

Documents needed to open the account at a branch:

  • valid ID card
  • foreigners will need a valid identity document (e.g. passport)
  • if you also want to apply for Flexikredit (an overdraft facility), you need to submit a second identity document and proof of income document - see Conditions for obtaining a Flexikredit

Contact Us

  • Book a Branch Visit

    Book a visit at a nearest
    MONETA Money Bank branch.

    BOOK A VISIT

Debit Cards to the Accounts

Pay comfortably and safely for goods
and services. Now contactless.

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Direct Banking

A perfect overview of your income
and expenditures anytime,
anywhere.

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ATM Services

Bank machines for withdrawing cash
also offer many valuable services
that make your life easier.

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Payment Services

Just put your worries behind you!
Choose form our extensive offering
of payment services.

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