Single Term Deposit

Single Term Deposit will appreciate your funds in Czech crowns or other
currencies (EUR and USD).

 

Single Term Deposits can be opened for 1, 3, 6, or 12 months, and in the case of a Single Term Deposit in CZK, also for 24 and 36 months.

Benefits of Term Deposits

  • A higher interest rate than on a Current account or Business Saving Account
  • The more you save, the higher the interest rate that you get on your deposit
  • The money deposited in a term deposit is separate from your current account
  • You choose the duration of the term deposit based on your needs
  • You can have all your transactions in a term deposit under control with statements, which you can receive by post or electronically (eStatement), or pick up in person
  • Term deposits can be established in the following currencies: CZK, EUR, and USD
  • You can prematurely withdraw your term deposit subject to a penalty, the amount of which is specified in the current List of Tariffs
  • Your term deposits are insured by law
  • All operations with your term deposit, with the exception of a premature cancellation, are free of charge
  • Furthermore, a Revolving Term Deposit is tied to your current account, so that money can be transferred automatically between them
  • You can also open and manage your Single and Revolving Term Deposit through BankKlient, Revolving Term Deposit through Internet Banking 24 hours a day, 7 days a week

Single Term Deposit Description

A Single Term Deposit will appreciate the funds that you temporarily have at your disposal. You need not have a current account at MONETA Money Bank to opne a Single Term Deposit in CZK.

  • After the expiration of the term of the Single Term Deposit, it is not renewed automatically and the money will be paid out to you in cash, or by a cashless transfer to an account of your designation.
  • You can deposit money in a Single Term Deposit in cash or by a cashless transfer from a current account at MONETA Money Bank or, in the case of a Single Term Deposit in CZK, also by a cashless transfer from an account in another bank (the deposit must be posted within 14 calendar days of the opening of the Single Term Deposit).
  • The minimum deposit amount is CZK 100,000; EUR 3,000; and USD 3,000.

Interest Rate

A Single Term Deposit accrues an interest rate in bands, based on the current Interest Rate List.

  • The interest rate does not change during the term of a Single Term Deposit.
  • Interest is always credited on the day of the termination of the Single Term Deposit, and in the case of a Single Term Deposit in EUR and USD also at the end of a calendar year.

Term of the Deposit

Single Term Deposits can be opened for 1, 3, 6, or 12 months, and in the case of a Single Term Deposit in CZK, also for 24 and 36 months.

Open a Term Deposit

You can open a Term Deposit via the Internet Banking or at any MONETA Money Bank branch.

A condition for the opening of a Single Term Deposit is the existence of a current account in the relevant currency (does not apply to Single Term Deposits in CZK, which can be opened even without a current account).

Open a Term Deposit with Us

Leave us your contact information and our telephone banker will call you back at no cost and help you.

You can also open a current account without waiting at any MONETA Money Bank branch.

You can also contant you Business Bankers for Deposits.

Conditions of the Term Deposits

If you are a MONETA Money Bank client

Legal Entities

  • A personal identification document or another identification document (driver’s licence, passport, or birth certificate) of a person authorised to represent the company

Natural Persons Acting in the Capacity of Sole Proprietors

  • A personal identification document or another identification document (driver’s licence, passport, or birth certificate)

If you are not a MONETA Money Bank client

Legal Entities

  • A personal identification document or other identification document (driver’s licence, passport, or birth certificate) of a person authorised to represent the company
  • An excerpt from the Commercial Registry or other legally acceptable document attesting to the legal capacity of the entity (e.g., Founding Document, certification, registration with a ministry)

Natural Persons Acting in the Capacity of Sole Proprietors

  • A personal identification document or other identification document (driver’s licence, passport, or birth certificate)
  • An excerpt from the Commercial Registry or other legally acceptable document attesting to the legal capacity of the entity (e.g., Founding Document, certification, registration with a ministry etc.) and a document confirming the assignment of an identification number

Open a Term Deposit with Us

Leave us your contact information and our telephone banker will call you back at no cost and help you.

You can also open a current account without waiting at any MONETA Money Bank branch.

You can also contant you Business Bankers for Deposits.

Contact Us

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    Branch Visit

    Book a visit at a nearest
    MONETA Money Bank branch.

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